Conventional Purchase Loans
A conventional mortgage for buying a primary residence, with a loan structure selected around your plans and financial picture.
Loan programs
The right loan for the property ahead.
Explore two clear paths: conventional mortgages for primary residences and real estate investor mortgages for rental and investment property.
01 / Residential
Conventional Mortgages
Primary residence financing with familiar choices and a clear explanation of the tradeoffs.
Most Common Types of Conventional Loans
Fixed Rate Mortgages
Your rate and payment never change.
30 Year Fixed Loan
Lowest fixed monthly payments
20 Year Fixed Loan
Low fixed monthly payments
15 Year Fixed Loan
Lower rate than the 30 or 20 Year Fixed Loans; pay less interest and pay your home off more quickly
10 Year Fixed Loan
Lower rate; pay off your loan and build equity faster
5 Year Fixed Loan
Lowest rate; pay off your loan and build equity the fastest
Adjustable Rate Mortgages
After the initial period your interest rate can change once a year.
3/1 ARM
Fixed rate for 3 years, adjustable rate for the remaining 27 years
5/1 ARM
Fixed rate for 5 years, adjustable rate for the remaining 25 years
7/1 ARM
Fixed rate for 7 years, adjustable rate for the remaining 23 years
Conventional Refinancing
Rate-and-term refinancing can change your rate or loan term, while cash-out refinancing can make available home equity part of the conversation.
Pre-Approval
An early review of your financial picture that helps you understand your borrowing path before you shop or make an offer.
02 / Investment
Real Estate Investor Mortgages
Loan structures for investors acquiring, renovating, refinancing, and growing a real estate portfolio.
Rental & DSCR Loans
A rental loan that considers the property’s projected rental income. It can suit investors purchasing or refinancing single-family rental properties.
Fix & Flip and Bridge Financing
Short-term capital for acquiring and renovating a property before selling or refinancing. It suits investors with a clear project plan and exit strategy.
Multi-Family & Portfolio Loans
Financing for small multi-family properties and investors growing beyond a single asset. It suits borrowers with a longer-term portfolio plan.
Not sure where to start?